{"id":1011,"date":"2021-09-21T09:21:36","date_gmt":"2021-09-21T09:21:36","guid":{"rendered":"https:\/\/www.nonacapital.es\/?page_id=1011"},"modified":"2021-10-10T08:37:35","modified_gmt":"2021-10-10T08:37:35","slug":"embedded-finance","status":"publish","type":"page","link":"https:\/\/www.nonacapital.es\/es\/plataforma\/embedded-finance\/","title":{"rendered":"Embedded Finance"},"content":{"rendered":"<p>[vc_row equal_height=&#8221;yes&#8221; el_class=&#8221;z-index&#8221;][vc_column css=&#8221;.vc_custom_1632222866696{margin-top: 50px !important;background-image: url(https:\/\/www.nonacapital.es\/wp-content\/uploads\/2021\/09\/embedded_1.jpg?id=1025) !important;background-position: 0 0 !important;background-repeat: no-repeat !important;}&#8221;][vc_row_inner disable_custom_paddings_tablet=&#8221;true&#8221; disable_custom_paddings_mobile=&#8221;true&#8221; css=&#8221;.vc_custom_1563367751551{margin-bottom: 0px !important;}&#8221;][vc_column_inner]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 181px;\"><\/div>[\/vc_column_inner][vc_column_inner css=&#8221;.vc_custom_1563368411128{padding-right: 80px !important;padding-left: 80px !important;background-color: #f0f3f2 !important;}&#8221; offset=&#8221;vc_col-md-offset-4 vc_col-md-8&#8243;]<div class=\"clearboth\"><\/div><div class=\"gem-divider custom-blue-divider\" style=\"margin-top: 25px;margin-bottom: 30px;border-color: #116073;\"><\/div>[vc_column_text]<\/p>\n<p style=\"text-align: justify;\">La nueva ola de infraestructuras tecnol\u00f3gicas basadas en la nube y las interfaces de programaci\u00f3n de aplicaciones (API) nos permiten <strong>construir, configurar y gestionar la externalizaci\u00f3n de procesos de negocio para la industria financiera<\/strong>, rompiendo el dominio de los modelos tradicionales de banca transaccional.<\/p>\n<p style=\"text-align: justify;\">El tiempo juega el papel m\u00e1s importante en este contexto, con algoritmos de IA para la verificaci\u00f3n y evaluaci\u00f3n de riesgos, integraciones con la banca abierta y componentes del sistema LaaS capaces de acelerar el proceso.<\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 45px;\"><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 40px;\"><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221;]<\/p>\n<p style=\"text-align: justify;\">Mediante el uso de nuestras soluciones financieras y de servicios integradas, los <strong>bancos tradicionales<\/strong>, los<strong> <em>NeoBanks<\/em><\/strong>, los <strong><em>direct lenders<\/em><\/strong> y los <strong>financiadores alternativos<\/strong>, son capaces de acelerar su inversi\u00f3n en el mercado hipotecario, teniendo acceso a servicios de BPO diferenciados y eficientes de \u201cpago por uso\u201d e identificando r\u00e1pidamente segmentos nicho para llegar a un gran n\u00famero de clientes sin requerir recursos significativos, en primer lugar, mediante la digitalizaci\u00f3n integral del proceso y; en segundo lugar, ayud\u00e1ndoles a colocar estos productos y servicios (a trav\u00e9s de la API) en el ecosistema de mercado m\u00e1s amplio con experiencias de servicios financieros contrastados.<\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 10px;\"><\/div>[\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1574406439061{margin-bottom: 0px !important;}&#8221; el_id=&#8221;wrapbox&#8221;][vc_column][vc_row_inner el_class=&#8221;z-index&#8221;][vc_column_inner el_class=&#8221;caja_alto_250&#8243; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1632225326333{background-color: #eef0f1 !important;}&#8221; offset=&#8221;vc_col-lg-4&#8243;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 5px;\"><\/div><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"\"><span class=\"back-angle\">&#xe038;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"\"><span class=\"back-angle\">&#xe038;<\/span><\/span><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633416787109{padding-right: 40px !important;padding-left: 40px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><strong>Adoptamos la capacidad de la plataforma<\/strong> completa y la alimentaci\u00f3n de datos para los servicios integrales en los nuevos mercados<\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 35px;\"><\/div>[\/vc_column_inner][vc_column_inner el_class=&#8221;caja_alto_250&#8243; width=&#8221;1\/2&#8243; css=&#8221;.vc_custom_1632225329979{background-color: #e8ebed !important;}&#8221; offset=&#8221;vc_col-lg-4&#8243;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 5px;\"><\/div><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"\"><span class=\"back-angle\">&#xe014;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"\"><span class=\"back-angle\">&#xe014;<\/span><\/span><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633416782220{padding-right: 40px !important;padding-left: 40px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><strong>Desarrollando nuevos productos digitales<\/strong>, automatizando las decisiones de cr\u00e9dito mediante el uso de fuentes de datos alternativas<\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 35px;\"><\/div>[\/vc_column_inner][vc_column_inner el_class=&#8221;caja_alto_250&#8243; css=&#8221;.vc_custom_1632225333571{margin-bottom: 0px !important;padding-bottom: 0px !important;background-color: #dfe5e8 !important;}&#8221; offset=&#8221;vc_col-lg-offset-0 vc_col-lg-4 vc_col-md-offset-2 vc_col-md-8&#8243;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 5px;\"><\/div><div class=\"gem-icon gem-icon-pack-elegant gem-icon-size-small  gem-icon-shape-square gem-simple-icon\"  style=\"opacity: 1;\"><div class=\"gem-icon-inner\" style=\"\"><span class=\"gem-icon-half-1\" style=\"\"><span class=\"back-angle\">&#xe004;<\/span><\/span><span class=\"gem-icon-half-2\" style=\"\"><span class=\"back-angle\">&#xe004;<\/span><\/span><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1633416803429{padding-right: 40px !important;padding-left: 40px !important;}&#8221;]<\/p>\n<p style=\"text-align: justify;\"><strong>Creando procesos individuales<\/strong>, que pueden ser integrados (a trav\u00e9s de API) en los procesos existentes del banco \/ prestamistas o canales de originaci\u00f3n externos (mercados inmobiliarios)<\/p>\n<p>[\/vc_column_text]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: 35px;\"><\/div>[\/vc_column_inner][\/vc_row_inner]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: -70px;\"><\/div>[\/vc_column][\/vc_row][vc_row css=&#8221;.vc_custom_1461155796874{margin-bottom: 0px !important;}&#8221;][vc_column css=&#8221;.vc_custom_1574408840933{margin-bottom: -130px !important;}&#8221;]<div class=\"clearboth\"><\/div><div class=\"gem-divider \" style=\"margin-top: -70px;\"><\/div><div id=\"fullwidth-block-69e8c70d513aa\" class=\"fullwidth-block fullwidth-block-parallax-vertical clearfix\" data-mobile-parallax-enable=\"0\" style=\"padding-top: 116px;padding-bottom: 100px;\"><script type=\"text\/javascript\">if (typeof(gem_fix_fullwidth_position) == \"function\") { gem_fix_fullwidth_position(document.getElementById(\"fullwidth-block-69e8c70d513aa\")); }<\/script><div class=\"fullwidth-block-background\" style=\"background-image: url(https:\/\/www.nonacapital.es\/wp-content\/uploads\/2021\/09\/fondo_gauss_2220x1089.jpg);background-repeat: no-repeat; background-size: cover;background-position: center top;\"><\/div><div class=\"fullwidth-block-inner\"><div class=\"container\"><div class=\"clearboth\"><\/div><div class=\"gem-divider custom-blue-divider align-center\" style=\"margin-top: 25px;margin-bottom: 30px;border-color: #ffffff;\"><\/div>[vc_column_text css_animation=&#8221;bottom-to-top&#8221;]<\/p>\n<p style=\"text-align: justify;\"><span style=\"color: #ffffff;\">Empleamos un modelo de negocio altamente especializado por tareas, utilizando la \u00faltima tecnolog\u00eda para hacer una plataforma que no s\u00f3lo proporciona a los bancos y financiadores un conjunto de datos y procesos alternativos para cualificar mejor el riesgo, sino que tambi\u00e9n proporciona la capacidad de <strong>plug &amp; play<\/strong> en la nueva gama de canales de originaci\u00f3n a trav\u00e9s de mercados API.<\/span><\/p>\n<p>[\/vc_column_text]<\/div><\/div><\/div><div id=\"fullwidth-block-69e8c70d5147b\" class=\"fullwidth-block fullwidth-block-parallax-vertical clearfix\" data-mobile-parallax-enable=\"0\" style=\"\"><script type=\"text\/javascript\">if (typeof(gem_fix_fullwidth_position) == \"function\") { gem_fix_fullwidth_position(document.getElementById(\"fullwidth-block-69e8c70d5147b\")); 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